Instant Cash Loans are a remarkable financial solution that anyone who is stuck with unexpected expenses can consider applying for to resolve his/her bad times. But before you opt for this one, you must check all its facts with us at Cash Loans AU.
They are small loans and get quickly approved. They do not carry any hectic and time-consuming formalities when you apply for them. Upon approval, you may able to raise enough finance that varies from AU$100 to AU$1,000. The loan amount may vary from lender to lender, based on your needs and budget. You will get a short time of 2 to 4 weeks to make repayment.
Lenders will not interfere on how you have planned to spend borrowed funds on. Feel free to look after your small urgent expenses on time that includes pay out child's education fees, bank overdraft, unpredicted medical bill, buying grocery material for home and so on.
Lenders don't ask for collateral while applying for these loans. Also, they are provided for just short time period only. So, lenders will compensate the risk involved by charging them with higher interest rate. Plan your repayment on time or else it may affect your credit score badly and can lead to extra expenses in terms of late fee or penalty.
Before availing these loans, you should meet few basic requirements first. Just confirm that you hold a valid healthy bank account in your name that accepts direct deposit, have legal age of 18 years or more, be a citizen of Australia and also have a regular source of income.
It is a matter of few minutes to get started with us. All you need is to fill in a simple and short online form with the necessary details and submitting it. The form is free from all charges and any other obligations. After validation of your form, lenders will inform you if your loan request is accepted or rejected. If approved, the money will be directly credited to your bank account.
For further assistance or queries, feel free to contact us at any time!
You Borrow —$5000 You Pay —$5,680.30 Representative APR 29.15% (Variable)
The operator of this website is not a lender and does not make credit decisions. The information you provide will be used in securing you a payday loan with one of our carefully selected panel of leading Payday Loan Lenders in Australia. The personal, financial and employment information that we collect is stored electronically during the duration of the application and is removed from our system upon acceptance from the lender.
Please note that payday loans are meant to be used for short term financial emergencies and are not designed to provide long term solutions
We expect you to repay your loan on the date agreed, so if you do not think you are in a position to make your repayment, please do not apply with us in the first place. It is not worth risking your credit rating for such a small amount.
This statement is an Australian Government requirement under the National Consumer Credit Protection Act 2009.
It can be expensive to borrow small amounts of money and borrowing may not solve your money problems. Check your options before you borrow:
For information about other options for managing bills and debts, ring 1800 007 007 FREE from anywhere in Australia to talk to a free and independent financial counsellor Talk to your electricity, gas, phone or water provider to see if you can work out a payment plan If you are on government benefits, ask if you can receive an advance from Centrelink: Phone: 13 17 94
The Government's MoneySmart website shows you how small amount loans work and suggests other options that may help you.
* This statement is an Australian Government requirement under the National Consumer Credit Protection Act 2009.